It’s super simple. Just hit quick start, select how much you’re after and fill in your info. The application should only take you about three minutes!
The process is paperless and you’ll receive a quick decision. You sign electronically and then you’ll receive the cash in your account. It’s that simple.
Who can apply?
You must be:
- An Australian resident
- Over 18
- Employed
What do you need from me to apply?
- Bank details so we can deposit your loan
- A mobile phone number and valid email address
Providing us with as much correct information as possible means we can let you know the outcome of your application asap.
Why didn’t I receive an immediate decision?
We’re a digital lender, but sometimes we need to look at things a little more carefully to ensure we’re making the right decisions.
If you’re unable to provide all of your information on the spot, it may take a little longer. Sometimes we may need to call you to confirm your details over the phone.
Will you be contacting my work?
We may contact your employer to verify your employment status and income.
Can I apply for a MoneyMe loan over the phone or in a shop?
We only take applications online – but we’ve made our application process as quick and user-friendly as possible. It’s tailored for phones and tablets too, so it’s easy to apply for a MoneyMe loan from any device.
Who is eligible for a MoneyMe loan?
Anyone who is over 18, an Australian resident, employed, and has a decent credit history.
We’re big on responsible lending, so if we don’t think you’re in a position to repay the loan comfortably, we won’t lend to you.
How much will you lend me?
We will always try to ensure that we’re only lending an amount you can afford to repay.
Our lending criteria take a number of factors into account before deciding the amount we’re able to lend you. These include income, expected living costs, and your MoneyMe loan rating.
Do you conduct credit history checks?
As a responsible lender, we carry out a credit check as part of our assessment of your application. This doesn’t mean we automatically decline anyone with a mark on their credit file and we understand there may be a good reason, or your circumstances may have improved.
To give yourself the best chance of acceptance, make sure you give us as much information as possible (and check that it's accurate) during your application.
There are some circumstances whereby we will decline an application, such as if you have a poor credit history, are bankrupt or are in a debt agreement.
How fast can I get my loan?
It only takes about 3-5 minutes to apply. Once your application has been approved, we move fast to get you your cash.
We aim to have your loan funds in your bank account within the hour. This will depend on your bank and in some instances it may take longer.
How fast can I get my loan?
On rare occasions, we might not be able to verify some of your information electronically. If this is the case, we’ll let you know straight away what you need to send us.
We’ve got a number of ways to make this as easy as possible for you:
E: help@moneyme.com.au
T: 1300 669 059
How soon after my last loan can I get another loan?
Straight away, so long as you’ve repaid your last loan in full and continue to meet our lending criteria.
How does it work if I apply outside of business hours or on a weekend?
Because our digital application is smart, easy and fast, you can still apply outside of business hours or on weekends.
If you are approved and bank with an institution other than Commonwealth bank, your loan will be transferred at the start of the next working day.
If you don’t provide us with your bank account details for electronic verification, you’ll have to wait for our next working day for us to manually review your documents.
Why was my application declined?
We need to ensure that we can confirm your identity, and that you can comfortably pay back the loan.
If we were unable to lend to you this time, it is because we take our responsible lending practices seriously.
We’re always happy to have a look at your application, particularly if your circumstances have improved.
